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TransferWise 4.6

Transfer money abroad for a fraction of what your bank charges you

by Alex Eckardt

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License: Freeware
Operating Systems: Android, Apple Watch, iPad, iPhone
Requirements:
Languages: English, French, German, Hungarian, Italian, Japanese, Polish, Portuguese, Russian, Spanish
Software Cost: Free
Date Updated: 28 August 2018
Watchlist: Add download to my watchlist
Downloads To Date: 1250
Developer: TransferWise
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TransferWise 4.6
Get notified when your transfer is completed and when it should arrive

If you’ve ever transferred money abroad either to a friend, family or for business you may have noticed the hefty transaction fees, and banks use anything but favourable exchange rates. By the time you conduct your transfer, not only do the banks add a basic fixed fee, but the poor exchange rate often can add another few % in the bank's favour.

Luckily there is TransferWise, an online money transfer service. TransferWise enables you to transfer money abroad for as much as 8 times cheaper than you would with your bank. The technology used is based on peer-to-peer lending. If you want to transfer Dollars to Pounds, they will find someone who wants to make the transfer in the opposite direction.

The system matches the currency flows and bases the fx rates on the current mid-market exchange rates, and then pays you from a local account, so the money never crosses borders, meaning you avoid the ridiculous fees your bank gives you and you save a tonne of money in the process on said fees and by getting the real mid exchange rate.  

To make a transfer is super-easy. Once your account is set up, and you have either linked your bank account directly to your transfer account or your debit card. Type in your recipient’s details and send the money. You will then receive a confirmation email when the money has been sent and one when it’s been paid to the recipient.

This is a perfect app for many different people if you’re a small business and you transfer a lot it is well worth it as you’ll save a tonne in the long-run and even for personal purposes you will instantly save. TransferWise will always be transparent about their fees, however, they vary but it’s usually a minimum fee of £2 for smaller transfers and then 0.5% for larger transfers, a fraction of what banks charge.

What's new in 4.6?

We added some things. We fixed one thing. But enough about us. Thank you for being a customer, and for updating your app!
New features
- Updated calculator design, which will help you understand our fees better when you convert your money
- Instructions for verifying your identity, so you’ll know exactly which photo to send us
- Verification check for customers who send USD and SGD – that means you can add money to your balances in those currencies

Bug fixes
- We corrected the estimated arrival time for money you add to your balances, so you’ll know when your top-up is ready to use

Verdict:

TransferWise is a great app which we recommend, the only issue we’ve heard of is that sometimes it can take a long time for your transfer to get through. So keep an eye on this and make sure you transfer with plenty of time if you need the money to be there at a certain time.

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Spotlight: Free Full Software

Windows 10 October 2018 Update (build 1809)

Free Full Commercial Software

This is the latest version of Windows October 2018 Update. it's a media creation tool that can be used to upgrade an existing installation of Windows or create installation media for another PC. Just make your choice after launching the tool and it'll do the rest.

What was new in Windows 10, when it was released? The OS brought back the Start Menu, though with a Windows 8 twist: live tiles keep you up-to-date with the latest news while also providing an easy way to launch apps. (Don't worry if you prefer the Start Screen, it's still there and you can boot into it if you prefer.)

Apps now work much more like regular desktop programs. They have minimise, maximise, restore and close buttons, and can be resized (to a degree) and organised however you like.

If you've still lost track of a program in the mass of open windows, a new Task Spaces feature can help. Click its taskbar button and you'll see thumbnails for everything running now, a little like OS X's Mission Control - just click something to switch to it.

Better still, Task Spaces also supports virtual desktops. Add extra desktops as required and it'll display thumbnails of each one, making it easy to identify whatever you're after and switch to it.

There's also smarter snapping, new customisation options, and even a bunch of experimental additions to the command prompt.

Fall Creators Update brings a whole host of new features for Windows 10. See the Microsoft Blog for more information.

The Windows 10 ISO here will give you build 1809 which is the October 2018 Update.

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